Co-operative Housing Federation of Canada
 

 CHF Canada Annual Report 2020

CO-OPERATION IS KEY DURING A PANDEMIC

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Tim Ross, Executive Director

Tim Ross, Executive Director

Tina Stevens, President

Tina Stevens, President

Dear Friends,

It is hard to believe that we are now one year into the COVID-19 pandemic that has so drastically upended our way of life. 

Many housing co-ops, and the organizations that serve them, have shown strength and resolve through this emergency. We recognize this has not been easy, nor universal to all housing co-ops. CHF Canada is here for you, and it is together that we survive and thrive. The resilience of the co-operative business model has been proven many times, and we are prepared to do so again…  

Read the full letter from our President and Executive Director…

 

Member Services

Maintaining and expanding services during COVID-19

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CHF Canada’s first-ever Virtual AGM in June 2020.

 

In response to the pandemic, housing co-ops and sector organizations yet again proved incredibly resilient and adaptable. Housing co-op members and boards, managers and staff, and sector organizations worked effectively and creatively to maintain operations and services, while staying safe and supporting each other.  

Early in the pandemic, we issued frequent COVID-19 information e-bulletins and set up a new section of CHF Canada’s website with COVID-19 information and FAQs that included regional pages summarizing the news and rules in each province.

 

Education

In September 2020, at CHF Canada’s sharing circle for co-op managers and staff, 96% said they were doing well.

In September 2020, at CHF Canada’s sharing circle for co-op managers and staff, 96% said they were doing well.

We transitioned our popular education and networking events to online delivery with virtual education conferences in the spring and fall, and also increased webinars and new online networking meetings, including monthly virtual town halls for managers and staff.

“I miss being in person with the other co-op members, but this really is the next best thing, as well as talking with more people from across Canada!”
— Virtual Fall Education Forum participant
Overall attendance of nearly 2,000 at our virtual events through 2020 (including manager/staff networking).

Overall attendance of nearly 2,000 at our virtual events through 2020 (including manager/staff networking).

 

Asset and Financial Planning Services

Visit our new Asset and Financial Planning Services webpage section on CHF Canada’s website. It provides more detailed information to help co-ops plan and undertake repair and renew buildings, as well as manage and pay for the work. Meet the team. Learn how they can help, and hear from other co‑ops through testimonials.

CHF Canada helped housing co-ops to keep their homes well maintained by completing more than 150 asset management plans for member co-ops; and investing nearly $165 million through new financing. In response to increasing use and demand by housing co-ops for project management services, CHF Canada established a new partnership with IRC to provide these services in 2020.  

Coady Co-op in Ottawa was able to purchase their leased land from the city as part of their refinancing.  

We have also started to help ILM program co-ops to refinance, which will be a significant need in coming years.

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“CHF Canada helped us to create an Asset Management Plan that was instrumental both for our capital plan and our refinancing process.”
— Davin Thornborrow - Manager, Brooks Co-operative Homes, Mississauga ON
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“I want to let you know how amazing it is for me to be able to access our co-op’s asset management plan… It provides me, as a manager, with the tools to effectively lay out the upcoming budget and capital projects. Every co-op needs one of these. Well worth the money and time. Thank you for developing this for our co-op. I can’t thank you enough.”
— Victoria Colby - Property Manager, Glen Mills Co-operative Homes Inc., Georgetown ON
 

Insurance

Through our partner, The Co-operators, we provided over 80% of our member co-ops commercial insurance, as well as over 15,000 MemberGuard household policies. In 2020, despite the pandemic, the Risk Management Program had nearly 150 members participating by conducting hazard inspections in almost 6,000 units. This helped keep co-ops safe and saved money on commercial insurance premiums.

 

Meeting the needs of co-ops in your region

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CHF Canada staff are in contact every working day with housing co-op board members, managers and staff and members across the country to provide information, advice and support. CHF Canada provided services to co-ops in every province and territory. This is especially vital for co-ops in regions without a provincial or local co-op housing federation or association.

 

Atlantic region

As part of a commitment toward the National Housing Strategy, Housing Nova Scotia introduced their Community Housing Capacity Building Program. The program provides funding for housing co-ops for building condition inspections, asset management plans, operational reviews, energy efficiency reports, aging in place reviews, and/or strategic planning sessions. We worked with co-ops in Nova Scotia to support applications. As a result, over 30 co-ops took part in the program and we have completed 20 operational reviews to date along with 8 building condition assessments. We successfully assisted 30 more co-ops to apply for funding under various 2021 programs. 

Karen Brodeur was appointed to Nova Scotia’s new Affordable Housing Commission. The commission is made up of experts in the public, private, non-profit, and academic sectors and will make recommendations about affordable housing strategies and actions to the province.

We sent election postcards to every co-op household in New Brunswick to get them engaged in the provincial election, and published an Op-Ed in the Telegraph Journal. Our members in New Brunswick also received a new resource on co-operative living! This is a great way to share the benefits and culture of housing co-ops and working together as a sector.

We continue to pursue development projects and grow the co-op housing sector by partnering with Compass Nova Scotia

We updated our Atlantic Region webpages including a section on the history of co-op housing, as requested by members at our Atlantic Summit.

In 2020, Unified St. John constructed a building with 14 new co-op homes.

In 2020, Unified St. John constructed a building with 14 new co-op homes.

“The efficiencies of scale in the co-op sector can’t be underestimated. Merging the nine co-ops put USJ in a strong position to develop new affordable units, and that’s exactly what the co-op has now done.”
— Allison Ferris, Client Services Coordinator, Housing Alternatives
 

ontario region

The Honourable Steve Clark, Minister of Municipal Affairs and Housing, meets with co-op representatives on Co-op Housing Day.

The Honourable Steve Clark, Minister of Municipal Affairs and Housing, meets with co-op representatives on Co-op Housing Day.

CHF Canada continued to actively support and advocate for Ontario members. We:

At the Ontario Business Meeting in June 2020, delegates voted overwhelmingly to consolidate CHF Canada governance, supporting the unity and effectiveness of an evolving organization.


Thanking Harvey Cooper

In 2020, we said our fond goodbyes to Deputy Executive Director Harvey Cooper who retired in August.

Over the 40-plus years he has worked in co-op housing, his influence has been woven into the fabric of our historic achievements. Harvey mentored and encouraged countless sector staff and elected leaders. He built relationships with politicians and our allies in the affordable housing and co-operative sectors. We wish him the best of everything in his retirement.

“Harvey’s relentless positivity, strong member relations and effective advocacy have been critical to our pursuit of CHF Canada’s mission.”
— Tim Ross, CHF Canada Executive Director
 

prairie region

In Alberta, working with the Northern Alberta Cooperative Housing Association (NACHA) and the Southern Alberta Co-operative Housing Association (SACHA), we advocated for and succeeded in getting rental assistance for co-ops that didn’t qualify for FCHI-2. 

For the Saskatchewan election, we created a campaign, including a website, to push for continued rental assistance and to highlight the benefits of the co-op model. 

We are keeping abreast of and maintaining our ties with the housing sector as Manitoba Housing redefines the role of community housing. We remain a strong voice in advocating for the value of co-operative housing in future solutions for community housing in Manitoba.

Village Canadien Co-op in Winnipeg, submitted by Stefanie Einfield for our 2020 Photo Contest

Village Canadien Co-op in Winnipeg, submitted by Stefanie Einfield for our 2020 Photo Contest

 

Advocacy

Protecting Mixed-Income Communities

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In September 2020, CHF Canada members celebrated a major advocacy win when federally-administered housing co-ops enrolled for renewed rental assistance to 2028 under the Federal Community Housing Initiative Phase 2 (FCHI-2).

This marked the successful culmination of our long and hard-fought “You Hold the Key” campaign to continue rental assistance for low-income households in federally administered co-ops. (One final piece – enrolling co-ops whose operating agreements expired prior to April 1, 2016 – was accomplished six months later, first with Temporary Rental Assistance and then with an additional $118 million of funding in Budget 2021.)   

Recognition of our sector in the Throne Speech of September 2020 was another significant accomplishment, as the government committed further partnership with co-ops and non-profits in the mid- to long-term. It was very positive to see this reaffirmed in federal Minister Ahmed Hussen's mandate letter.

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“The Government will add to the historic National Housing Strategy announced in 2017 by increasing investments to rapid housing in the short term, and partnering with not-for-profits and co-ops in the mid- to long-term.”
— Speech from the Throne, September 23, 2020
 
 

Meanwhile, our work with other housing organizations across Canada culminated in the establishment of an independent sector-led, CMHC funded Community Housing Transformation Centre. The Centre, with CHF Canada Executive Director serving as chair, had its first full year of operations in 2020and has started funding several exciting initiatives to the benefit of co-op and non-profit housing nationwide.

Near the end of the year, CHF Canada President Tina Stevens was invited to appear before the House of Commons Human Resources Committee for their study of urban, rural and northern Indigenous housing. Our two key recommendations were to: 

(1) develop a long-term solution for Indigenous housing co-ops through long-term rental assistance for low-income households, and 

(2) implement the Urban, Rural and Northern Indigenous Housing Strategy.

And in December 2020, CHF Canada Executive Director Tim Ross was appointed by Minister Hussen to the new National Housing Council, another signal of our strong voice and constructive relationships with government.

Looking forward, CHF Canada’s advocacy priorities will emphasize the need for significant, dedicated government investment to support the construction and acquisition of new co-op homes, especially for Indigenous households as part of a dedicated urban, rural and northern Indigenous housing strategy. 

With meaningful commitments by governments, construction sites can just as likely build co-ops as condos. While growing the co-op housing movement will require bold action, there may be no better moment or method to inject affordability and security into our terribly sick housing market that is leaving far too many people behind. 

 

Growth and development

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In 2020, in order to accomplish our shared vision of “Co-op housing for all”, we created a long-term strategy for growth and development of more co-operative housing, centered around three streams: co-op-led, sector-led development and advocacy to government.

Our strategy included a key focus of helping member co-ops grow by providing education and referrals. We assisted co-ops across Canada with enquiries about development, and we were pleased to see the achievements of two co-ops we advised. Clairvue Co-op opened eight new homes in the spring of 2020, and Kingston Co-op secured funding in the fall to build 38 new co-op homes.

We also forged partnerships in the sector to enable sector-led development. 

For example, we:

  • partnered with the Co-operative Housing Federation of Toronto to obtain funding from the Community Housing Transformation Centre to support the growth of Co-op Housing Land Trusts. 

  • co-founded Community Affordable Housing Solutions to actively pursue new projects in Toronto;

  • supported the creation of the Ottawa Community Land Trust, and

  • supported Compass Nova Scotia development projects, including Maitland Street in Halifax, Barton School in Digby and Heritage Hall in Shelbourne.  

Clairvue’s new homes were constructed on existing co-op land to add one-bedroom homes.

“When a Board member and I came out of a workshop on the National Housing Strategy, we were stoked!”
— Renee Kominek, manager of Clairvue Co-op, remembers how their development idea started at a CHF Canada annual meeting.
 

Diversity, equity and inclusion

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2020 brought us many reminders of the deep inequities in our world, and the role each of us has in building a better future. 

Diversity, equity and inclusion are values that are central to Canada’s housing co-ops and to CHF Canada. We have committed to support our members and work to combat racism and support reconciliation. We recognize that this is a journey that will involve us all.

We were also proud to launch Building Better Relationships: A Reconciliation Toolkit on National Indigenous Peoples Day. This resource gives housing co-ops background information on the importance of working towards reconciliation between Indigenous and non-Indigenous communities. It includes a series of posters describing steps co-ops can take to work towards reconciliation in their communities.

Tina Stevens speaks about reconciliation from her perspective as CHF Canada’s President and a woman of Algonquin Ojibwe heritage.

 

STAYING IN TOUCH WITH MEMBERS

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During COVID-19, CHF Canada worked hard and creatively to continue to support and engage with members, and to show how each other and the world that Canada’s housing co-ops remain resilient and united.  

In addition to the new COVID-19 section of our website, we also stayed extra engaged with members through special COVID-19 e-bulletins and dozens of posts on social media to keep you informed, connected and inspired.

 

Virtual Annual Meeting

After the pandemic forced a lockdown in March, we had to cancel the annual meeting planned for Halifax. We rapidly organized a Virtual AGM to stay connected and conduct important federation business including elections and changes to CHF Canada’s governance structure.

 

Welcoming new members

We were delighted to welcome 31 new or returning CHF Canada members in 2020. On behalf of the over 900 members of CHF Canada, welcome to membership!

 

Loyalty Awards

With gratitude, we recognized co-ops that have been CHF Canada members for 20, 30, or even 40 years! Read more about, and see pictures of, our 2020 Loyalty Award recipients.

 

Member survey

We know 2020 was a tough year. That’s why we checked in with you through a member survey to see how CHF Canada could help our members weather COVID-19. We were glad to hear that co-ops were challenged by COVID but doing well

Want to keep up to date on the latest CHF Canada news, events, and programs? Sign up for our email newsletter, or follow us on Facebook, Twitter, LinkedIn, Instagram, or YouTube.

We’re always glad to hear from our members. If you have questions, don’t hesitate to contact a CHF Canada staff member.

 

Telling our stories

Humans of Co-op Housing

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Inspired by the famous Humans of New York project, our Humans of Co-op Housing series launched in 2020 features people who are making their co-ops a better place or speaking up for the importance of co-op housing.

 
 

We’re still accepting suggestions of co-operators to feature in the series. Let us know at info@chfcanada.coop who you’d like to see included – whether they’re a caring neighbour, an avid volunteer, or someone who is helping secure the future of co-op housing.

 

AWARDS & GRANTS

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Greener Co-op Microgrants

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Our Greener Co-op Microgrants are not only helping make co-ops more environmentally sustainable, but also helping build community. 

By working together on these projects, co-op members have developed stronger community ties, built pride in their homes, and provided opportunities for a wide range of members to get involved.

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Award for Co-operative Achievement

Rainbow Housing Co-operative in Saskatoon, SK received our 2020 Award for Co-operative Achievement for their work advocating for rental assistance to continue

The campaign began when members became concerned that they or some of their neighbours might have to leave their tight-knit co-op community if they no longer had access to rental assistance.

 

Diversity Scholarships

Breanne Guitard, a member of Dereham Forge Housing Co-op and a student in the Bachelor of Aviation Technology Program at Seneca College, is one of our 2020 Diversity Scholarship recipients. 

“By awarding me this scholarship, CHF Canada has allowed me to focus on the number one aspects of school; learning, understanding and retaining.”

Learn how our Diversity Scholarships are helping young co-op members achieve their goals.

 

Management Scholarships

Lindsey Reed (right), one of our five 2020 Management Scholarship recipients, is working towards her Certificate of Property Management at the Institute of Housing Management.

“The CHF Canada Management scholarship gives me an excellent opportunity to improve my proficiency in the co-operative housing sector and extend my knowledge in the affordable housing sector. Thank you for your generous support!”

Learn more about our Management Scholarships and our 2020 scholarship recipients.

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Financials

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 Financials at December 31, 2020

 

Total Assets

$19,433,970

Operating Revenues

$5,907,654

Operating Expenses

$5,290,792

Operating Fund Balance

$1,572,170

Total Reserves

$4,660,406

Endowment Funds

$11,325,550

 

PEOPLE

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BOARD, COUNCIL & COMMITTEES

 

As a co-op, CHF Canada is governed by the members it serves.

Elected representatives on the CHF Canada’s Board of Directors, Ontario Council and committees serve a vital role in our success.

In 2020, the Board elected Tina Stevens as president, Scott Stager Piatkowski, vice president; and Lisa Berting, treasurer.

The Ontario Council elected Dave McFarlane as president; Mary Ann Hannant, vice-president; Allison Chase, 2nd vice-president; and David Corson, treasurer.

New: Isabel Ciok (Board), Don Goss (Board), Coral Hetherington (Board), Sarah Jensen (Council), Michelle Maldonado (Board), Lindsey Murphy (Board), Dawn Obokata (Board), Tanya O’Keefe (Board), Judy Skinner (Finance & Audit Committee)

Departed: Sharon Carolan-McKinnon (Council), Stephen Davies (Board), James Gilliard (Board), Michelle Maldonado (Board), Frank Wheeler (Board) Clinton Reid (Council), David Waters (Board)

 

STAFF

CHF Canada benefits from a dedicated group of staff serving members from offices across Canada.

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New: Owen Carnahan, Sophie Cooper, Jaclyn Johnston, Rajathi Ratnasiri. (In 2020) Dallas Alderson. 

Departed: Harvey Cooper, Scott Parry, Dillon Waldron.